Infographic : An outlook on Malaysia’s property market

According to PropertyGuru’s Malaysia Property Market Sentiment Survey Report H1 2016, the years 2014 and 2015 were not favourable for the real estate industry in Malaysia and the industry experts have a mixed feeling towards the market at the moment.

However, this year, things are expected to improve as people are warming up to the idea of purchasing properties. 6 out of 10 people are planning to purchase property in the next 6 months, even though 6 out of 10 public feel that the market has become more negative as opposed to 2014.


Infographic : 10 Common Myths About Chiropractic

Latest studies show that over 60% of people living in Western society suffer from back pain at some point in their life. Chiropractic care is a great way to treat back pain and other musculoskeletal problems. Even though chiropractic care benefits have been proven all over the world, there are many myths about chiropractors. In this infographic Elign Health Centre is going to address these myths and answer most common questions about chiropractic adjustment.

Facebook or SEO: Which is Better?

Facebook and SEO are the two main options for small businesses looking to promote their website online. While they share some similarities, they are more different than they are alike, and this infographic aims to set the two spart and compare their pros and cons with facts. These facts and statistics about Facebook marketing will help a business owner make an informed decision when investing into their online marketing.

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Infographic : The Anatomy of a Terrible Host

This infographic shows just how important it is to have a reliable and responsive web host along with highlighting some key facts that you need to know before deciding on which web hosting provider to choose.
Having the right web host increases customer engagement and conversion rates and is key to improving the customer experience.
Infographic Source:-

Infographic : The Anatomy of a Terrible Host

Infographic: Pregnancy Back Pain

Are you experiencing back pain during pregnancy? Don’t worry, you’re not alone! According to recent studies 50-75% of women experience back pain at some point during their pregnancy. The pain can have negative effect on your daily activities, sleep and mental health. This infographic from BC Back Clinic will show you most common back pain causes & some helpful treatments that will help you prevent or ease the pregnancy back pain.


Infographic: Pregnancy Back Pain

Thailand for Expats: A Property Rental Guide

Thailand has emerged as one of the world’s most popular destination among expats. Although, the reasons are many; Thailand’s real estate is one of the prime reasons for the influx of these expats. But before we look at a few of the facts about the real estate sector in Thailand; we need to take a look at some quick facts about Thailand (You can also take a look at the awesome infographic have created ).
“Infographic by Propertyguru. Used with permission”
Thailand for Expats: A Property Rental Guide

Infographic : A-D Guide To Breast Augmentation

Breast augmentation surgery is one of the most popular procedures performed by plastic surgeons. Breast implants not only enhance the size, shape, and balance but they also improve body symmetry and balance. Implants can be usually filled with either silicone or saline solution. So which ones are better? How long does the surgery take? And what are the pros and cons of saline & silicone breast implants. Those and many more answers about breast augmentation procedure can be found in the following infographic prepared by The Toronto Plastic Surgery Center.


A-D Guide To Breast Augmentation

Banking Redefined-Revolutionary New way to bank

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Think of the day when you first opened your bank account ,you need to take half day leave from your office because of banking working hours and then cumbersome procedure to fill form and do KYC and most important you need to stand in queue. Imagine now you don’t need to do all these stuff but just need to download an app and you have opened your bank account. Does it seems like a dream? Yes, But its true,DBS bank has made it possible for us. With the introduction of DBS banks Digibank app it has made our life much easier and simpler. With digibank wallet you can Recharge, shop, pay your bills ,transfer money hassle free and quickly. Now we can sit at home and do all our banking work .We can call it as an digital banking or can we call as an Smart banking.DBS bank have made this smart banking possible for us with the introduction of Digibank app. It’s Singapore’s best and Asia’s safest payment app with more security and hassle free process. There are other e-wallet app present in the market but they are not secured ,but Digibank app has more secured security where you don’t need to have an OTP on your mobile they have a more secured V-Key security where they authenticate the transaction and then only the transaction is processed .It is Singapore’s best and Asia’s safest payment app. It has 24*7 virtual assistant ( artificial intelligent).This assistant is Asia’s first kind of customer service. If you have to transfer 100 rupees to your friend, in other App you need to type the name and amount to be transferred , but in digiapp you just need to speak “ Transfer 100 rupees to Prem(Friend Name)”. Within few second the amount get transfer to you friend. Isn’t that amazing?.

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With further stage you can open digisavings account where you need to upload your Aadhar card and Pan card and then get Authenticated at DBS bank partnered store. Isnt that simpler than standing in a queue for your account to be open.Now coming to the reward point ,we get 7% interest rate for keeping our money in Digisavings , which is higher than any other bank. It has also has 5-10% cashback scheme on various products that’s which is amazing for online buyers.With Digibank you also get an Visa debit card where you have the option of unlimited withdrawals ,where there is cap by other banks for withdrawals.So it’s very good for those who have the habit of using ATM very frequently because they don’t need to pay for withdrawals .Most important is that you don’t need to keep minimum balance in your account for using It also has special and promotional offers for the user.And the God of cricket Sachin Tendulkar is the Brand Ambassador of the DBS digibank.

So what are you waiting for ,hurry up and download the app and be the part of smart banking and earn more and enjoy banking sitting at your home #LiveMoreBankLess

Infographic : How Dogs Improve Your Health

Dogs are more than just our best friends, however. Sure, these loyal critters stand next to us to keep us company, help us feel protected and make sure we always feel loved. But, did you know that their affectionate kisses may be actually improving our health one lick at a time?

This infographic is about how dogs improve our health, other than being our bestfriend.

Infographic Source:-

Infographic Title: How Dogs Improve Your Health

Immediate annuities – the perfect retirement plan!

Worries about security, health and comfort become greater in your Golden years. With rising prices, increasing health care expenses and high life expectancy planning for your post-retirement phase in life has become important.

Hence, it is important to invest in something that not only helps you plan for retirement, but also continues to pay you an income throughout your retired life. FDs, MFs and other investment takes care of your future goals but these investments will not give you regular income with which you can manage your day to day activities. One such plan that can help you plan for your retirement and provide you an income is an immediate annuity plan.

It converts your savings or lump sum amount into a guaranteed lifetime income source post-retirement, which you can avail anytime as per your choice.

Annuities are a great option for people who want to receive a steady income and stay financial independent even after retirement.


In annuities, you can choose your payout option: receive payments for the rest of your life, or for a set number of years.


Let’s look at the different types of annuities

There are two basic types of annuities: deferred and immediate.


With a deferred annuity, your money is invested for a period of time until you are ready for withdrawals.

In an immediate annuity you begin to receive payments soon after you make your initial investment. So you can consider opting for an immediate annuity even when you approach retirement age.

Annuities can also be either fixed or variable depending on whether you opt for the pay out option which is a fixed or variable i.e. it will be tied to the performance of the overall market.


The money that you invest in an annuity is tax-deferred. When you get withdrawals, the amount you contributed is not taxed, but your income is taxed at your regular income tax rate.

The biggest advantage annuities offer is that they allow you to invest a larger amount of cash and defer taxes. So you can put away more money for a happy retirement. All the money you invest compounds year after year. You can choose opt for your returns by choosing to take a lump-sum payout from your annuity or you can set up guaranteed payments for a specific duration of time or the rest of your life so that you have a steady income post retirement.


One such annuity plan that will help you enjoy your golden years of retirement is Edelweiss Tokio Life – Immediate Annuity Plan it is a traditional non-participating non-linked annuity plan that helps you plan your retirement  with guaranteed annuity benefit. You get to choose from multiple options as per your requirements. You can pay only once and avail immediate annuity benefits for lifetime. It also provides an option of annuity benefits for both – you and your spouse and an option to receive annuity benefits in yearly, half-yearly, quarterly or monthly instalments. There are various annuity options you can choose from like Return of Purchase Price where there is both survival and death benefit – you get a life time annuity payout at a constant rate and after the death of the policy holder the purchase price will be payable to the nominee. Life Annuity Increasing at a simple rate of  3% p.a. or 5 p.a. . Joint life annuity plans are also available like;

 Joint Life, Last Survivor:

  1. If Primary and Secondary Annuitant, both are alive: 100% of annuity payoutis provided at a constant rate
  2. Primary Annuitant is alive and Secondary Annuitant is dead: 100% of annuity payout is provided at a constant rate
  3. Primary Annuitant is dead and Secondary Annuitant is alive: 100% of annuity payout is provided at a constant rate
  4. Primary Annuitant and Secondary Annuitant are dead: Nil

Joint Life, Last Survivor with 50% annuity

  1. Primary and Secondary Annuitant, both are alive: 100% of annuity payout at a constant rate
  2. Primary Annuitant is alive and Secondary Annuitant is dead: 100% of annuity payout at a constant rate
  3. Primary Annuitant is dead and Secondary Annuitant is alive: 50% of annuity payout at a constant rate
  4. Primary Annuitant and Secondary Annuitant are dead: Nil 11. 

    Joint Life, Last Survivor with Return of Purchase Price on Last Death:

a. Survival Benefit: 100% of annuity payout at a constant rate till the lifetime of the last survivor

b. Death Benefit: Purchase price will be payable to the nominee/legal heir on the death of last survivor.

There is also additional benefit for higher purchase price. With so many advantages an immediate annuity plan is a good solution for financial independence post retirement and the options and benefits provided by Edelweiss Tokio Life – Immediate Annuity Plan  makes it sound lucrative and can be shortlisted when you consider opting for an annuity plan.